Provides cover to an individual against legal claims for damages that they may become liable to pay as a result of accidental events. This includes compensation for accidental death, bodily injury, or illness suffered by another person, as well as accidental loss of or physical damage to tangible property belonging to a third party.

This cover extends the standard limit of indemnity to higher levels, offering a range of optional limits to suit individual needs. It provides increased financial protection in the event of significant claims, ensuring you are adequately covered beyond the basic liability thresholds.

Covers loss of or damage to recreational crafts, boats, and their accessories, whether on land or water, including protection against legal liability for accidental injury to third parties or damage to their property arising from the use or ownership of the craft.

Provides coverage for loss of or damage to domestic buildings caused by insured perils, including fire, storm, earthquake, lightning, and malicious damage. This ensures your home and its structure are protected from a range of unforeseen events that could lead to significant financial loss.

Covers loss of or damage to domestic contents caused by insured perils, such as fire, storm, earthquake, lightning, malicious damage, and theft. The policy also includes various automatic extensions and additional benefits at no extra cost, offering enhanced protection for your valuable possessions within the home.

• Jewellery

• Laptops

• Cameras

• Handbags

• Clothing

• Glasses

• Cellphones

Provides coverage for bodily injury sustained by any insured person as a result of accidental, violent, external, and visible means. This ensures financial protection in the event of injuries caused by unforeseen accidents, offering support for medical expenses and related costs.